Frequently Asked Questions
1.Why don't you have normal payment options?
Payment gateways REJECTED our application. Their reason: 'Business model not supported.' Banks don't want us teaching what we teach - how they manipulate markets, how SBI Card turned ₹2,000 Cr into ₹18,000 Cr, why 87% mutual funds fail. So we operate outside their system. Direct. Transparent. Human to human. Contact WhatsApp +91 6398443200 for any purchase.
2.What is ArthaSutra?
ArthaSutra is an independent market research and education platform that helps individuals develop analytical thinking and research capabilities. We provide evidence-based case studies, research reports, and educational content to help you see through market narratives and build your own investment lens. Founded by Ajay Chaudhary with content expertise from Nisha Chaudhary.
3.What are your subscription plans?
We offer two monthly plans: Researcher (₹299/month) includes 5 case studies and 1 research report monthly. Analyst (₹599/month) includes 15 case studies and 3 research reports monthly, plus 20% discount on eBooks. Both plans include access to all premium articles. We also offer a Research Mastery Cohort (₹29,999) - a 3-month intensive program with mentorship and performance rewards.
4.What is the Independent Investigation Program?
It's our flagship 90-day program to discover YOUR trading method through 33 original research projects. You don't copy others' methods - you build your own. Progressive payment: ₹2,000 (Month 1) → ₹8,000 (Month 2) → ₹15,000 (Month 3). Pay only as you see value. 100% refund guarantee anytime. Next batch will cost ₹1,00,000. Limited to 25 investigators who want to stop following and start discovering.
5.How do performance rewards work in the cohort?
Based on your research submissions and progress, top performers earn: #1 gets ₹60,000, #2-3 get ₹45,000, #4-10 get ₹22,500, and #11-15 get ₹15,000. This means 60% of participants earn back at least half their fee, and the top performer doubles their investment. Rewards are based on quality of analysis, not trading profits.
6.Can I get a refund?
Subscriptions: Refundable within 24 hours if no content accessed. Research Mastery Cohort: Fully refundable anytime, no questions asked (but you can't rejoin for 12 months). Digital products (eBooks, individual reports): Non-refundable once downloaded, but refundable within 24 hours if not accessed due to purchase error.
7.How do I access purchased content?
After purchase, you can access content through your account dashboard. Case studies and research reports are available for download as watermarked PDFs. You maintain access to downloaded content even after subscription ends. Premium articles are accessible online while your subscription is active.
8.Can I share the content I purchase?
Officially, our content is licensed for individual use only and redistribution is prohibited. However, we understand knowledge grows through sharing. If you share our content, we ask that you provide clear attribution to ArthaSutra and direct people to our website. Systematic redistribution or commercial use requires explicit permission.
9.Do I need to create an account?
You can browse free content without an account. However, purchasing subscriptions or accessing premium content requires account creation through our secure authentication system (Supabase). We collect minimal information - just email and password for account access.
10.What's the difference between case studies and research reports?
Case studies (5-15 pages) are focused analyses of specific events like IPO manipulations, corporate actions, or market anomalies. Research reports (25-400 pages) are comprehensive studies covering entire sectors, themes, or market trends. Case studies are tactical insights; research reports are strategic deep-dives.
11.Is your content suitable for beginners?
Yes, but with realistic expectations. We start from fundamentals in our free articles, but our approach requires commitment to learning. We don't promise quick profits or easy money. If you're willing to put in effort to understand markets deeply rather than seeking tips, you'll find value regardless of your starting level.
12.How is your content different from YouTube/Instagram finance content?
We focus on evidence and documentation rather than predictions. Every claim is backed by data you can verify. We don't chase trending topics or create clickbait. Our content is designed for serious learning, not entertainment. We're building researchers who can think independently, not followers who need daily tips.
13.Can I upgrade or downgrade my subscription?
Yes. You can upgrade from Researcher to Analyst anytime - the change takes effect immediately with prorated billing. Downgrades take effect at the next billing cycle. You retain access to the higher plan benefits until the current period ends.
14.Do you offer corporate or team subscriptions?
Currently, we only offer individual subscriptions. Each person needs their own account. For corporate training or bulk licensing needs, contact partnership@arthasutra.site for custom solutions.
15.How do I make payments since you don't have payment gateway?
Contact WhatsApp +91 6398443200 for any purchase. We'll provide UPI ID or bank details. Once payment is confirmed, we activate your access immediately. Yes, it's manual. But it's also why we can teach what others can't - we're not controlled by banking partners who would censor our content.
16.How can I cancel my subscription?
You can cancel anytime from your account dashboard. Cancellation takes effect at the end of the current billing period - you retain access until then. No cancellation fees or penalties. Email support@arthasutra.site if you need assistance.
17.Is my data safe with ArthaSutra?
Yes. We use industry-standard security measures including SSL encryption, secure authentication through Supabase, and trusted third-party services (Cloudinary for file storage, payment gateway for transactions). We collect minimal data and never sell your information. See our Privacy Policy for details.
18.Do you provide certificates or credentials?
Currently, we don't offer formal certificates. Our focus is on building genuine research capabilities, not credentials. However, Research Mastery Cohort participants who complete the program receive a letter of completion that they can use for professional purposes.
19.Can I contribute content to ArthaSutra?
Yes, we welcome guest contributions from researchers and domain experts. Send your proposal to partnership@arthasutra.site with sample work and brief bio. Selected contributions are published with full attribution. We maintain editorial standards and may edit for clarity.
20.How often is new content published?
We publish consistently: New free articles several times per week, 5-15 new case studies monthly (depending on market events), 1-3 comprehensive research reports monthly, and regular updates to our premium article collection. Quality over quantity is our principle.
21.What if I find an error in your content?
We strive for accuracy but errors can occur. If you spot any factual error, calculation mistake, or outdated information, please email ajay@arthasutra.site immediately. We investigate all reports and issue corrections promptly with full transparency about what was corrected.
22.Do you offer personalized mentoring?
Individual mentoring is available only through our Research Mastery Cohort program. We don't offer one-on-one paid consultations or personalized advice outside the cohort structure. This ensures quality and protects both parties from regulatory issues.
23.Why should I trust ArthaSutra?
We build trust through transparency: Every claim backed by verifiable data, clear documentation of our analysis process, no hidden affiliations or commissions, unconditional refund for our premium program, and honest acknowledgment of what we don't know. Judge us by our work, not our promises.
24.What's your vision for ArthaSutra?
To create 10,000 independent market researchers by 2027 who can see through market propaganda and make informed decisions. We believe better-informed investors create more efficient markets, which benefits everyone. We're building a community of thinkers, not a herd of followers.
Still Have Questions?
We're here to help. Choose the best way to reach us based on your query:
+91 6398443200
Quick questions, urgent matters
Response time: 24-48 hours (may be longer on weekends and holidays)